Stocks step down as gold steps up

Stocks ended lower Monday, as investors took a step back from last week's run-up and shifted their focus to the global economic picture.

The Dow Jones industrial average (INDU) lost 38 points, or 0.3%, to end at 11,406.84. The S&P 500 (SPX) dropped 3 points, or 0.2%, to close at 1,223.25, and the Nasdaq (COMP) added 1 point to end at 2,580.05.

Savings: Set loftier goals

Earning less takes a heavy toll over the course of a career: Although women contribute to their 401(k) at nearly the same rate as men, they end up with nest eggs that are a third smaller, according to a study by MassMutual.

The only sure remedy is to pump up your savings rate. The standard advice is to save 10% of your income, but women should aim for 12.5%, says Miami financial adviser Cathy Pareto.

Family finances: Cut off your kids

Sure you want your children to help. But a handful of women too often at the expense of their own long-term safety: Half of women say they cut back on household saving for retirement more on their children and grandchildren to spend, according to Ameritrade.

If your adult child with financial problems, find ways to respond that do not compromise your financial well being - offering practical advice instead of cash.

How to verify paypal with VCC

Many who ask me about how to verify paypal. Actually, if we have a VISA credit card is not hard enough to log into our paypal acount, then enter our credit card data, then we will be paypal verified. Easy right?

But the reality, not many of us who have a credit card. if that had kreditan much: D. Well actually there is another solution to this problem, namely we can use the 'Virtual Credit Card' or commonly known as the VCC.

By using this VCC we can verify our Paypal account easily, without fear of our credit card data security.
Then the question is how do we get the VCC?

5 SIGNS OF COMPANION unfriendly!

Cruel world of work is said to be true, many characters come together into a single personal interests each of which was none other than money and power. For the sake of the two things are a lot of people willing to do crazy things and sometimes cruel. One of them is manipulated.

Manipulation is a pretty cruel and often people do to get what it wants. And do not deny that around you there are colleagues that his hobby is to manipulate others. How does their characteristics?

Online Business Prospect

When talking about the prospect, all business must be produced and bright prospects, as long as it can be persistent and diligent tenacious fighter. I think the core of the business itself.

Now that we think is the most prospective, not necessarily bright prospects in 2 or 3 months. As the saying goes: there is no sugar ants.

As the voice rises, economic problems remain Myanmar

For the first time in 20 years, people will vote for a new government in Myanmar. But with the ruling military's political wing virtually guaranteed a victory, critics say there is little hope the country to escape what was described as a legacy of mismanagement.

"In many ways it is the civilianization of military rule," said Danny Richards, a senior economist at the Economist Intelligence Unit (EIU). "They have very poor conditions in the management of the economy in recent decades. I think this is probably the case for the next few years."

Obama in India: Serious business

As Asia's third largest economy and one of the world's fastest growing markets, India is placed high on Obama's goal list to build what he calls a "defining" partnership.

On his first day in Mumbai, Obama is scheduled to attend a business summit focusing on the economic ties between the two nations.

Zambia mine shootings raise tensions with China

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A Zambian judge has granted bail to two Chinese men charged with attempted murder in a mine shooting that has revived an outcry against foreign employers in the southern African nation.

Chinese managers at a mine in the southern part of the nation used shotguns to fire at a gathering of workers last month.

Santander UK chief to take over as Lloyds head

Antonio Horta-Osorio, head of Santander's UK business, is to take over from Eric Daniels as chief executive of Lloyds Banking Group.

The appointment is a coup for Lloyds, as Mr Horta-Osorio has built a strong reputation at the Spanish bank after leading a series of bold UK acquisitions and has kept the business in good shape throughout the financial crisis. He had been considered a potential successor to Alfredo Saenz, chief executive of Santander.

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