Stocks step down as gold steps up

Stocks ended lower Monday, as investors took a step back from last week's run-up and shifted their focus to the global economic picture.

The Dow Jones industrial average (INDU) lost 38 points, or 0.3%, to end at 11,406.84. The S&P 500 (SPX) dropped 3 points, or 0.2%, to close at 1,223.25, and the Nasdaq (COMP) added 1 point to end at 2,580.05.

Savings: Set loftier goals

Earning less takes a heavy toll over the course of a career: Although women contribute to their 401(k) at nearly the same rate as men, they end up with nest eggs that are a third smaller, according to a study by MassMutual.

The only sure remedy is to pump up your savings rate. The standard advice is to save 10% of your income, but women should aim for 12.5%, says Miami financial adviser Cathy Pareto.

Family finances: Cut off your kids

Sure you want your children to help. But a handful of women too often at the expense of their own long-term safety: Half of women say they cut back on household saving for retirement more on their children and grandchildren to spend, according to Ameritrade.

If your adult child with financial problems, find ways to respond that do not compromise your financial well being - offering practical advice instead of cash.

How to verify paypal with VCC

Many who ask me about how to verify paypal. Actually, if we have a VISA credit card is not hard enough to log into our paypal acount, then enter our credit card data, then we will be paypal verified. Easy right?

But the reality, not many of us who have a credit card. if that had kreditan much: D. Well actually there is another solution to this problem, namely we can use the 'Virtual Credit Card' or commonly known as the VCC.

By using this VCC we can verify our Paypal account easily, without fear of our credit card data security.
Then the question is how do we get the VCC?

5 SIGNS OF COMPANION unfriendly!

Cruel world of work is said to be true, many characters come together into a single personal interests each of which was none other than money and power. For the sake of the two things are a lot of people willing to do crazy things and sometimes cruel. One of them is manipulated.

Manipulation is a pretty cruel and often people do to get what it wants. And do not deny that around you there are colleagues that his hobby is to manipulate others. How does their characteristics?